eCash Terms and Conditions
For the purposes of this Agreement:
(a) “User”or“you”means the individual or business entity (including its employees and agents) that is using or registering to use the Services or accessing or browsing this website;
(b) “ECASH Services” or “Services” means those electronic or interactive services offered by ECASH.
PLEASE READ THESE TERMS OF SERVICE CAREFULLY AS THEY CONTAIN IMPORTANT INFORMATION REGARDING YOUR LEGAL RIGHTS, REMEDIES, AND OBLIGATIONS.
Eligibility for eCash Services
Our Services are available only to individuals of at least eighteen years old and business entities (including but not limited to sole proprietorships) in good legal standing that can form legally binding contracts and are entitled to subscribe to and access our services under applicable law. A User who is an individual hereby represents and warrants that he/she is at least eighteen years old. A User which is a business entity hereby represents and warrants that it is duly licensed to do business and is in good legal standing in the jurisdictions in which it does business (during the term of this Agreement), that it is not a competitor of ECASH, and that the person agreeing to this Agreement for such User is at least eighteen years of age and otherwise capable of and authorized to enter binding contracts for such User.
ECASH provides a customer loyalty platform which rewards Users with ECASH Points (VM Points) whenever they purchase goods and services from participating Merchants. Users can use these VM Points in their next purchases, or in purchasing goods and services from other participating Merchants.
The VM Points in the account of each User increase with every purchase made. Users may also increase their VM Points by buying ECASH Scratchcards and loading up their accounts through other payment schemes.
The VM Points in the account of each User increase with every purchase made. Users may also increase their VM Points by buying ECASH Scratchcards and loading up their accounts through other payment schemes.
The fees for using the ECASH Services are set out in http://www.ecash.io/fees
Subject to the terms and conditions of this Agreement, you may access and use the ECASH Services for your own personal non-commercial use. ECASH reserves the right to change or discontinue any of the Services at any time.
ECASH likewise reserves the right to exercise whatever lawful means it deems necessary to prevent unauthorized use of the ECASH Services, including, but not limited to, technological barriers, IP mapping, and/or directly contacting your Internet service provider regarding such unauthorized use.
The ECASH Services are owned and operated by ECASH. You acknowledge that all materials (except those uploaded by you and other users) provided on our websites, including but not limited to information, documents, products, logos, graphics, sounds, GUI, software, and services (collectively “Materials”), are provided either by ECASH or by their respective third party authors, developers, and vendors (collectively “Third Party Providers”) and the underlying intellectual property rights are owned by ECASH and/or its Third Party Providers. Elements of our websites are protected by intellectual property laws and may not be copied or imitated in whole or in part. ECASH, the ECASH logo, and other ECASH products referenced herein are trademarks of ECASH, and may be registered in certain jurisdictions. All other product names, company names, marks, logos, and symbols may be the trademarks of their respective owners. All rights to the same are hereby reserved
User represents and warrants that the information it provides in ECASH contact information forms is true, accurate, current, and complete. User agrees to maintain and update this information to ensure that it is true, accurate, current, and complete. If, at any time, any information provided by User is untrue, inaccurate, not current, or incomplete, ECASH will have the right to suspend, restrict, or terminate User’s account and this Agreement.
5.1 Membership Accounts
User may become a registered member (“Member”) by entering into a membership agreement with ECASH or other relevant agreements of ECASH from time to time. ] Members are limited to one free account per person or business entity. Your ECASH account is solely for your own personal use and benefit. Notwithstanding the above, you acknowledge that ECASH reserves the right to charge for any portion of the ECASH Services and to change its fees (if any) from time to time in its sole discretion.
You are solely responsible for your interactions with other Members. ECASH reserves the right, but has no obligation, to resolve or arbitrate disputes between you and other Members, including, but not limited to, the suspension or termination of the account of either or both Members.
5.2 Authorized Users
You may designate persons to act as your agents to use the Services, provided that each designated person has the legal capacity to enter into binding contracts or you. Furthermore, you represent and warrant that each person who registers under your account is your authorized agent (an “Authorized User”) who has such legal capacity.
5.3 Responsibility for Access
You are solely responsible for maintaining the confidentiality of your access information (i.e., account IDs and passwords) and for restricting access to your computer, and you agree to accept responsibility for all activities, actions, incidents, and damages that occur under your account or password.
5.4 Notification of Unauthorized Use
If you have reason to believe that your account is no longer secure (e.g., in the event of a loss,
theft, or unauthorized disclosure or use of your account ID, password, or any credit, debit, or charge
card number, if applicable), then you agree to immediately notify ECASH.
5.5 Identity Authentication
You authorize ECASH, directly or through third parties, to make any inquiries we consider necessary to
validate your identity. This may include asking you for further information, requiring you to provide
your date of birth, a taxpayer identification number, and other information that will allow us to
reasonably identify you, requiring you to take steps to confirm ownership of your email address or
financial instruments, ordering a credit report, or verifying your Information against third party
databases or through other sources. We may also ask to see your driver’s license or other identifying
documents at any time. ECASH reserves the right to close, suspend, or limit access to your account
and/or the ECASH Services in the event we are unable to obtain or verify these information.
eCash’s Intellectual Property Policy
ECASH respects artist and content owner rights. Thus, it is ECASH’s policy to respond to notices of
alleged infringement. ECASH will promptly terminate without notice any User’s access to the Services if
that User is determined in the sole discretion of ECASH to be a “repeat infringer.” For purposes of
this provision, a repeat infringer is a User who has been notified by ECASH of infringing activity
violations more than twice.
You agree not to use the ECASH site or the Services to transmit, route, provide connections to, or
store any material that infringes copyrighted works or otherwise violates or promotes the violation of
the intellectual property rights of any third party.
You agree to comply with all applicable local, national and foreign laws, treatises, and regulations in
connection with your use of the Services. By using the ECASH Services, you further agree not to:
- use the Services in any manner not permitted by this Agreement;
circumvent, disable, or interfere with security-related features of the Services or features that
prevent or restrict use or copying of any content therein;
rent, lease, loan, sell, resell, sublicense, distribute, or otherwise transfer the Services granted
- delete the copyright or other proprietary rights on the ECASH Services;
make unsolicited offers, advertisements, proposals, or send junk mail or spam to other Members or
Users. This includes, but is not limited to, unsolicited advertising, promotional materials, or
other solicitation material, bulk mailing of commercial advertising, chain mail, informational
announcements, charity requests, and petitions for signatures;
use the ECASH Services for any illegal purpose, or in violation of any local, national, or foreign
law, including, without limitation, laws governing intellectual property and other proprietary
rights, and data protection and privacy;
reverse engineer, decompile, disassemble, or otherwise attempt to discover the source code of the
ECASH Services or any part thereof, except and only to the extent that such activity is expressly
permitted by applicable law notwithstanding this limitation;
attempt to gain access to any account or computer resource not belonging to you without
authorization from the owner (e.g., hacking);
facilitate any viruses, trojan horses, worms, or other computer programming routines that may
damage, detrimentally interfere with, or surreptitiously intercept or expropriate any system, data,
interfere with the use or enjoyment of the ECASH network or Services by other Users or Authorized
hold ECASH, its suppliers, officers, directors, employees, agents, affiliates, or shareholders up
to public scorn, ridicule, or defamation;
remove, modify, disable, block or obscure, or otherwise impair any advertising in connection with
the ECASH Services;
circumvent any ECASH policy or determination about your account such as, but not limited to,
temporary or indefinite suspensions by attempting to create a new or additional ECASH account,
creating a new or additional ECASH account with information belonging to others, using another
person’s ECASH account, or any other similar acts;
refuse to cooperate in an investigation or provide confirmation of your identity or any information
which you provided to ECASH;
use the Services in a manner that results in or may result in complaints, claims, or any other
liability to ECASH, other Users, third parties, or you;
take any action that may cause ECASH to lose any of the services of its internet service providers,
payment processors, or other suppliers;
- control an account that is linked to another account that is committing any of the foregoing acts;
encourage or instruct any other individual or entity to do any of the foregoing or to violate any
term of this Agreement;
- do anything analogous or similar to the foregoing.
YOU EXPRESSLY UNDERSTAND AND AGREE THAT:
(a) YOUR USE OF THE ECASH SERVICES IS AT YOUR SOLE RISK. ECASH SERVICES ARE PROVIDED ON AN “AS IS” AND
“AS AVAILABLE” BASIS. ECASH, ITS SUPPLIERS, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND ASSOCIATES TO
THE FULLEST EXTENT PERMITTED BY LAW, DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE
ECASH WEBSITE AND SERVICES AND YOUR USE THEREOF, INCLUDING BUT NOT LIMITED TO WARRANTIES OF TITLE,
FITNESS FOR A PARTICULAR PURPOSE, MERCHANTABILITY, AND NON-INFRINGEMENT OF PROPRIETARY OR THIRD PARTY
RIGHTS. ECASH, ITS SUPPLIERS, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, AND SHAREHOLDERS MAKE
NO WARRANTIES ABOUT THE ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF OUR SERVICES, SOFTWARE, OR
(b) ECASH MAKES NO WARRANTY AND ASSUMES NO LIABILITY OR RESPONSIBILITY (I) THAT THE SERVICES WILL MEET
YOUR REQUIREMENTS, (II) THAT THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (III)
THAT THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICES WILL BE ACCURATE OR RELIABLE, (IV)
THAT THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU
THROUGH THE SERVICES WILL MEET YOUR EXPECTATIONS, (V) THAT ANY ERRORS IN THE SOFTWARE WILL BE CORRECTED;
(VI) FOR ANY PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO
AND USE OF OUR SERVICES OR WEBSITE, (VII) FOR ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS
AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN, (VIII) FOR ANY
INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM OUR WEBSITE, (IX) FOR ANY BUGS, VIRUSES, TROJAN
HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH OUR WEBSITE BY ANY THIRD PARTY, AND/OR (X)
FOR ANY ERRORS OR OMISSIONS IN ANY CONTENT OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF
THE USE OF ANY CONTENT POSTED, EMAILED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA OUR WEBSITES;
(c) ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICES IS DONE AT YOUR OWN
DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR
LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL;
(d) NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US OR THROUGH OR FROM THE
SERVICE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS AND CONDITIONS; AND
(e) ECASH SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL, INCIDENTAL, OR PUNITIVE
DAMAGES, EVEN IF ECASH, ITS SUPPLIERS, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES AND
SHAREHOLDERS HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
Some jurisdictions do not allow for the exclusion of certain warranties or conditions or the limitation
or exclusion of liability for loss or damage caused by negligence, breach of contract or breach of
implied terms, or incidental or consequential damages, so the limitations or exclusions of liability in
this Agreement above may not apply to you.
You agree to defend, indemnify, and hold harmless ECASH, its affiliates, and/or their respective
suppliers, officers, directors, employees and agents, from and against any reversals, chargebacks,
claims, fees, actions or demands, recoveries, losses, damages, fines, penalties, including without
limitation reasonable legal fees, alleging or resulting from your use the Services, or your violation of
the rights of a third party or your breach of this Agreement or your warranties herein or other ECASH
policies, terms and conditions.
Limitation of Liability
Your use of the Services is at your own risk. If you are dissatisfied with any aspect of our Services or
with these terms and conditions, or any other rules or policies, your sole remedy is to discontinue use
of the Services or termination of your membership. You expressly understand and agree that ECASH shall
not be liable for any direct, indirect, incidental, special, consequential exemplary damages, including
but not limited to, damages for loss of profits, goodwill, use, data, or other intangible losses (even
if we have been advised of the possibility of such damages), resulting from: (a) the use or the
inability to use the Services; (b) the cost of procurement of substitute goods and services resulting
from any goods, data, information, or services purchased or obtained or messages received or
transactions entered into through or from the Services; (c) unauthorized access to or alteration of your
transmissions or data; (d) statements or conduct of any third party on the service; or (e) any other
matter relating to the Services.
Modifications to Agreements, Policies, or to our Services
We reserve the right to change this Agreement at any time without notice. We also reserve the right at
any time to modify or discontinue the Services, temporarily or permanently, with or without notice to
you. You agree that we shall not be liable to you or any third party for any modification, suspension,
or discontinuance of the Services. Further, you acknowledge that ECASH may change applicable
subscription fees in Schedule “A” at any time without notice. Changes in subscription fees will take
effect on expiration of any existing subscription.
12.1 Suspension or Termination by ECASH
Without prejudice to other remedies which ECASH may have, ECASH may immediately issue a warning,
suspend (i.e., lock out access and operation of Services for User) or restrict either temporarily or
indefinitely, or terminate User’s account and refuse to provide Services to User if: (a) ECASH believes
that User has violated or acted inconsistently with this Agreement, or any of our policies; or (b) User
has failed to pay fees or other payments due to ECASH; or (c) ECASH is unable to verify or
authenticate any information User provides to ECASH; or (d) ECASH believes that User’s actions may
cause legal liability for User, ECASH’s other clients, or ECASH.
ECASH may also in its sole discretion and at any time discontinue providing the Services, or any part
thereof, with or without notice. You agree that any termination of your access to the Services under any
provision of these terms and conditions may be effected without prior notice, and acknowledge and agree
that ECASH may immediately deactivate, archive, or delete your account and all related information and
data and/or any further access to such data or the Service. Further, you agree that ECASH shall not be
liable to you or any third-party for any termination of your access to the Services.
12.2 Termation by User
You may terminate this agreement by following the instructions in the ECASH site. Upon termination, we
will cancel any pending transactions.
12.3 Effect of Termination
Upon termination of this Agreement by either User or ECASH, all of User’s rights under this Agreement,
and ECASH’s provision of Services, shall terminate immediately.
Third Party Websites and Information
Our website(s) may provide hyperlinks to third party websites or access to third party content. ECASH
does not control, endorse, guarantee, or assume responsibility for any content, product, or service
found in such third party websites through our websites or any hyperlinked website or featured in any
banner or other advertising. You agree that ECASH is not responsible for any content, associated links,
resources, or services associated with a third party website and ECASH will not be a party to or in any
way be responsible for monitoring any transaction between you and third-party providers of products or
services. As with the purchase of a product or service through any medium or in any environment, you
should use your best judgment and exercise caution where appropriate. You further agree that ECASH
shall not be liable for any loss or damage of any sort associated with your use of third party content.
Links and access to these third party websites are provided for your convenience only.
YOU AND ECASH AGREE THAT, EXCEPT AS MAY OTHERWISE BE PROVIDED IN REGARD TO SPECIFIC SERVICES ON THE
SITE IN ANY SPECIFIC TERMS APPLICABLE TO THOSE SERVICES, OR UPON REQUEST BY ECASH FOR RESOLUTION AT ANY
OTHER FORUM AT ECASH’s SOLE DISCRETION, THE SOLE AND EXCLUSIVE FORUM AND REMEDY FOR ANY AND ALL
DISPUTES AND CLAIMS RELATING IN ANY WAY TO OR ARISING OUT OF THIS AGREEMENT, THE SITE, AND/OR THE
SERVICE (INCLUDING YOUR VISIT TO OR USE OF THE SITE AND/OR THE SERVICE) SHALL BE FINAL AND BINDING
ARBITRATION, except that to the extent that either of us has in any manner infringed upon or violated or
threatened to infringe upon or violate the other party’s patent, copyright, trademark, or trade secret
rights, or you have otherwise violated any of the user policy or conduct rules set forth above then the
parties acknowledge that arbitration is not an adequate remedy at law and that injunctive or other
appropriate relief may be sought. Arbitration under this Agreement shall be conducted by the Hong Kong
International Arbitration Centre. The language of the arbitration shall be English. The arbitrator’s
award shall be binding and may be entered as a judgment in any court of competent jurisdiction. To the
fullest extent permitted by applicable law and except as otherwise approved by ECASH, NO ARBITRATION OR
ARBITRATION OR CLAIM INVOLVING ANY OTHER CURRENT OR FORMER USER OF THE SERVICE, AND NO CLASS ARBITRATION
PROCEEDINGS SHALL BE PERMITTED.
These terms and conditions will be governed by and construed in accordance with the laws of the
Philippines, excluding that body of law governing conflict of laws. Any legal action or proceeding not
subject to arbitration, relating to or arising out of these Terms or your use of our websites will be
brought in the proper courts in Makati City, and you submit to the venue and personal jurisdiction of
such court and waive all defences of lack of personal jurisdiction and forum non conveniens with respect
to venue and jurisdiction in Makati City. If any provision of this Agreement is held to be invalid or
unenforceable, such provision will be enforced to the greatest extent possible and the remaining
provisions will remain in full force and effect. Headings are for reference purposes only and in no way
define, limit, construe, or describe the scope or extent of such section. ECASH’s failure to act with
respect to a breach by User or others does not waive ECASH’s right to act with respect to subsequent or
similar breaches. No action by User arising under this Agreement may be brought at any time more than
twelve (12) months after the facts occurred upon which the cause of action arose.
User may not assign any of its rights, or delegate any of its duties under this Agreement, and any
attempted assignment will be null and void. ECASH may assign any of its rights or obligations without
notice and/or restriction.
15.2 Force Majeure
Operation of our Services may be interfered with by numerous factors outside of our control and we shall
not be liable to you for any delay or failure in performance under this Agreement resulting directly or
indirectly from causes beyond ECASH’s control.
If any provision of this Agreement is held to be invalid or unenforceable, such provision shall be
struck out, as narrowly as possible, and the remaining provisions shall be enforced. Headings are for
reference purposes only and in no way define, limit, construe or describe the scope or extent of such
section. This Agreement is prepared and executed in the English language. The English language version
shall govern the parties’ relationship. Any translation of this Agreement into other languages shall be
for informational purposes and shall have no legal effect.
15.4 ECASH Confidential Information
You represent and warrant to ECASH that (a) you are not a competitor of ECASH, (b) you shall keep
publicly unannounced information and materials pertaining to ECASH, pre-release software, testing or
testing procedures strictly confidential, and (c) you shall not use any information gained from access
to the ECASH websites or use of the ECASH Services to compete with ECASH in its business.
15.5 Entire Agreement
Except for other agreements or terms appearing on our websites, this Agreement sets forth the entire understanding and agreement between us with respect to the subject matter hereof.
Any questions relating to our Legal Agreements and Policies may be directed to (LEGAL@ECASH.IO).